Capped rate mortgages uses the facilities of both variable and fixed rate deals.

Over a period of time a limit is set- a cap - on the maximum amount of interest you will pay over a particular period while allowing it to fall if the variable rate drops.

UK capped rate mortgage options help you to budget. Interest rates on a capped rate mortgage can move up and down with the market, but will never exceed a specified top level – ‘the cap.’

Capped rates are a niche, and sometimes they are not available.  However, we do have other mortgages that offer some degree of protection.  From the best fixed rates to the best tracker rates with a drop lock option, there are mortgages and remortgages available that suit all types of borrowers.

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